89 Frances presents an exceptional investment and owner-occupant opportunity in a highly convenient location within walking distance to Parsons Memorial School, the Harrison Metro-North Railroad station, parks, restaurants, and local shopping. The first-floor unit features hardwood floors, an eat-in kitchen with sliding doors to a deck, spacious living and dining rooms, three bedrooms, and two full baths. The beautifully finished above-ground walkout basement offers expansive entertaining space complete with a wet bar, laundry area, remodeled kitchen, updated flooring and drywall, additional closet space, and stainless-steel appliances. The second-floor unit has been newly renovated with updated finishes throughout and wall-to-wall carpeting installed over hardwood floors. Extensive capital improvements completed between 2024-2026 provide exceptional value and peace of mind, including a new roof with lifetime material warranty and 10-year workmanship warranty, new gutters with gutter guards, boiler and AC tune-ups, dryer vent cleaning for all units, and upgraded electrical service with two new 100-amp meter panels approved by Harrison Town and ConEd. Additional updates include two new 50-gallon hot water heaters with 10-year warranties, remodeled basement kitchen with new flooring, drywall, and closet space, new Frigidaire stainless-steel appliances with active warranties, a renovated first-floor bathroom with new exhaust fans, updated kitchen range hoods, new Samsung refrigerator in the first-floor unit, and multiple new washer and dryer sets with transferable warranties. Both the first- and second-floor units also feature updated carpeting installed over existing hardwood flooring. Additional highlights include an attached oversized one-car garage and driveway parking for up to four vehicles. The property currently generates stable rental income with excellent long-term tenants in the second-floor and basement units, while the vacant first-floor unit offers immediate market-rent potential estimated at approximately $4,800 per month. A rare opportunity for investors and owner-occupants alike seeking strong cash flow, substantial recent upgrades, and long-term value in a prime Harrison location.
| MLS # | 1003432 |
|---|---|
| Listing Type | For Sale |
| Sub-Type | Resale |
| Status | Pending |
| Year | 1974 |
| Days On Site | 94 |
| Listing Provided By | Redfin Real Estate | Ken Wile |
| Bed(s) | 3 |
|---|---|
| Bath(s) | 2 Total |
| SQ Feet | 2,957 |
| Garage | 1 |
| Basement | Y |
| Units | 2 |
| Acreage | 0.11 |
| Cooling | Central Air, Wall/Window Unit(s) |
|---|---|
| Heating | Baseboard |
| Interior Features | First Floor Bedroom, First Floor Full Bath, Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Granite Counters, Kitchen Island, Storage |
| Window Features | Bay Window(s), Blinds |
| Exterior Features | Balcony, Garden |
|---|---|
| Construction Materials | Brick, Shingle Siding |
| Foundation Details | Raised |
| Fencing | Partial |
| Garage Yes / No | Yes |
|---|---|
| Parking Features | Driveway, Garage, Garage Door Opener, Heated Garage |
| Utilities | Electricity Connected, Natural Gas Connected, Sewer Connected, Trash Collection Public, Water Connected |
|---|---|
| Sewer | Public Sewer |
| Tax Year | 2025 |
|---|---|
| Tax Assessed Value | 12690 |
| Tax Annual Amount | 21442.16 |
| State | NY |
|---|---|
| County | Westchester County |
| City | Harrison |
| Zip Code | 10528 |
| School District | Harrison High School |
| Elementary School | Parsons Memorial |
| High School | Harrison High School |
| Listing VS Median (in 10528) | |
Price: $1,299,000 low | high Med: $442,000 sqft: 2,957 low | high Med: 828 $ / sqft: $439 low | high Med: $537 On site: 94 low | high Med: 40 | |
| State | NY |
|---|---|
| County | Westchester County |
| City | Harrison |
| Zip Code | 10528 |
| School District | Harrison High School |
| Elementary School | Parsons Memorial |
| High School | Harrison High School |
| Listing VS Median (in 10528) | |
Price: $1,299,000 low | high Med: $442,000 sqft: 2,957 low | high Med: 828 $ / sqft: $439 low | high Med: $537 On site: 94 low | high Med: 40 | |
![]() | $1,299,999107 Sterling AvenueHarrison, NY 10528 |